body {
margin: 0px;
padding: 0px;
font-family: tahoma, arial, helvetica, sans-serif;
font-size: 12px;
line-height: 1.4em;
background-color: #FFF;
font-weight: normal;
color: #000;
}

div#header {
background-color: #293245;
color: #FFF;
height: 210px;
margin-left: 0px;
padding-left: 0px;
background-image: url(images/header-background.gif);
margin-top: 0em;
margin-bottom: 0em;
margin-right: 0em;
padding-top: 0em;
padding-bottom: 0em;}

div#header-logos {
background-color: #293245;
color: #FFF;
margin-left: 0px;
padding-left: 0px;
margin-top: 5px;
margin-bottom: 5px;
}

#top-navigation {
background-color: #999;
color: #343898;
height: 34px;
margin-bottom: 0px;
margin-top: 0px;
font-family: tahoma, arial, helvetica, sans-serif;
margin-left: 0px;
margin-right: 0px;
padding-left: 0px;
padding-top: 5px;
text-align: center;}

div#footer {
text-align: left;
clear: both;
background-color: #CCC;
color: #293245;
border-top: 1px #293245 solid;
padding-left: 10px;
padding-bottom: 10px;
padding-right: 0px;
padding-top: 5px;
margin: 0em;
border-bottom: 1px #293245 solid;}

div#maincontent {
margin-left: 200px;
background-color: #FFF;
padding-top: 0px;
padding-left: 0em;
padding-bottom: 0em;
padding-right: 0em;
margin-bottom: 0em;
margin-right: 0em;
margin-top: 0em;}
div#leftcolumn {
padding: 0px;
float: left;
text-align: right;
background-color: #FFF;
width: 200px;
margin-top: 0px;
margin-bottom: 0px;
margin-left: 0px;
border-left: 1px #293245 solid;
}
#leftcolumn p
{
font-size: 10px;
margin-top: 1px;
margin-bottom: 5px;
color: #069;
text-align: left;
margin-left: 12px;
}

#leftcolumn H3 {
font-size: 13px;
margin-top: 2px;
font-weight: normal;
text-align: left;
margin-left: 12px;}

#leftcolumn a:link, #leftcolumn a:visited {
display: block;
color: #293245;
padding-top: 2px;
padding-bottom: 2px;
font-size: 10px;
padding-right: 5px;
margin-bottom: 5px;
margin-top: 3px;
font-weight: bold;
text-decoration: none;
font-family: tahoma, arial, helvetica, sans-serif;
border-top: 1px #f1f1f1 solid;
border-left: 1px #f1f1f1 solid;
border-bottom: 1px #999 solid;
border-right: 1px #999 solid;
padding-left: 2px;
text-align: right;
margin-right: 5px;
background-color: #E1E1E1;
margin-left: 5px;}

#leftcolumn a:hover {
color: #CCC;
font-weight: bold;
text-decoration: none;
border-top: 1px #fff solid;
border-left: 1px #fff solid;
border-bottom: 1px #333333 solid;
border-right: 1px #333333 solid;
background-color: #293245;
}

H1, H2, H3, H4 
{
color: #293245;
font-family: tahoma, arial, helvetica, sans-serif;
margin-bottom : 0px;
letter-spacing: 1px;
margin-left: 0px;
}

div#rightcolumn {
float: right;
background-color: #FFF;
width: 200px;
margin: 0px;
padding: 0px;}

H1  {
font-size: 14px;
margin-top: 10px;
font-weight: bold;
color: #C00;
font-family: Verdana, Helvetica, Arial, sans-serif;
margin-bottom: 10px;
margin-left: 10px;}

H2 {
font-size: 12px;
margin-top: 5px;
font-weight: bold;
margin-bottom: 5px;
margin-left: 10px;}
H3 {
font-size: 13px;
margin-top: 2px;
font-weight: normal;
}

H4 {
font-size: 12px;
margin-top: 2px;
margin-left: 65px;
color: #6b5bff;
text-decoration: underline;}

P {
font-size: 11px;
padding-left: 10px;
padding-right: 5px;
margin-bottom: 10px;
margin-top: 10px;
line-height: 1.6em;
letter-spacing: 2px;}

#footer p
{
font-size: 11px;
margin-top: 1px;
margin-bottom: 5px;
color: #293245;}

ul
{
margin-left: 30px;
margin-top: 10px;
margin-bottom: 10px;}

li {
list-style-type: disc;
list-style-position: outside;
font-family: tahoma, arial, helvetica, sans-serif;
font-style: normal;
font-size: 11px;}

.small {
font-size: 10px;
color: #006BBF;
margin: 2px;
line-height: 1.3em;}

.disclaimer {
font-size: 10px;
color: #C00;
margin: 10px;}

table {
margin-left: 0px;
margin-top: 5px;
margin-bottom: 5px;
margin-right: 0px;
background-color: #FFF;
color: #333;
}

th {
font-size: 11px;
font-weight: bold;
background-color: #EEE;
color: #333;
padding-bottom: 5px;
padding-top: 5px;
padding-left: 5px;
padding-right: 5px;}
td {
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 11px;
background-color: #FFF;
color: #666;
padding: 3px;
letter-spacing: 1px;
line-height: 1.1em;
border: 1px #EEE solid;}